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Stop Creditor Calls, Wage Garnishments, And Foreclosure The Moment We File. Talk To An Experienced Florida Bankruptcy Lawyer Right Now.

CALL 1-888-587-1010 | FREE SAME-DAY CONSULTATION

Regain Control of Your Finances—

File Chapter 7 or Chapter 13 With Confidence

Don’t gamble with your fresh start. One missed form or deadline can cost you your discharge. We regularly handle bankruptcy filings in the Middle District of Florida, guiding families and small-business owners from overwhelming debt to a clean slate. — Wesley Stacknik

The 7 Essentials You Must Demand From Your Bankruptcy Lawyer

I focus on bankruptcy cases exclusively in Florida’s Middle District, so I understand the local trustees, court procedures, and how judges interpret the law here. This regional experience helps me anticipate issues and gives you a stronger, more efficient path to debt relief. Familiarity with each courtroom’s unwritten rules speeds your case and avoids surprises.

Hire a Law Firm That is Focused on Florida's Middle-District Clients

1

Your bankruptcy lawyer must provide a clear, written fee agreement that outlines exactly what you’re paying for, including attorney fees, filing costs, credit counseling, and any court-related expenses. There should be no hidden charges or surprise “add-ons” later in the process — everything should be disclosed up front.

Full Transparency on Fees

2

You need an attorney who knows Florida’s unique exemption rules inside and out, because leveraging the state’s generous homestead, personal property, and wage protections can mean the difference between keeping your assets and losing them in bankruptcy. By hiring a firm with proven mastery of these Florida‑specific exemptions, you maximize your legal safeguards and emerge from bankruptcy with your most important property intact.

Mastery of Florida-Specific Exemptions

3

A “one-size-fits-all” Chapter 7 mindset can backfire for homeowners or small-business owners. I always take the time to evaluate whether Chapter 13—or even a non-bankruptcy alternative—might better serve your financial goals and long-term stability. Bankruptcy isn’t one-size-fits-all, and you deserve honest guidance about every option available, not just the fastest or easiest route.

Willingness to Evaluate Chapter 13 or Other Options

4

Your case should be managed directly by the attorney you hired—not farmed out to contract lawyers or third-party services who don’t know the details of your situation. Personal attention from the actual attorney gives you the confidence that your case is being handled with a consistent strategy, care, accuracy and accountability from start-to-finish.

Stipulate That Your Case is Not Outsourced to Outside Contractors

5

Your lawyer must ensure all required documentation is complete, accurate, and submitted on time to avoid case delays or dismissals. They should also prepare you thoroughly for the creditors’ meeting (341 meeting) and be present to represent you if questions or objections arise.

Full Compliance with Court and Trustee Requirements

6

As your attorney, I commit to returning your calls and emails within 24 hours because timely communication is critical to resolving urgent issues and keeping your case on track. You deserve to know you're informed and supported every step of the way, not left in the dark during one of the most stressful times in your life.

Responsive Communication Policy (calls or emails returned within 24 hours)

7

What you should know about Bankruptcy…

Don’t wait to file!

The automatic stay begins the instant your petition hits the court docket—halting lawsuits, garnishments, and foreclosure sales. Delay can mean losing assets you could have kept.

Collection efforts stop immediately.

Once you file, a court order called an automatic stay halts creditor harassment, wage garnishment, foreclosure, and repossessions—giving you immediate relief.

Act within critical deadlines.

Miss the credit-counseling class or plan payment and your case can be dismissed. We track every date so you don’t have to.